Directions to Hyde Park House

Directions to Hyde Park House

From Putney mainline Rail station

It is a 10-12 minute brisk walk from the mainline station to the office:

Turn left out of station, to the main crossroad junction and turn left staying on the same pavement, past Halifax and Foxtons estate agent

Continue along the Upper Richmond Road, past the multitude of estate agents, past Virgin Active Gym and crossing Oxford Road.

Another short row of shops includes a 'beer boutique', a cafe Nero coffee shop and a number of convenience stores.

You will now pass under the railway bridge at East Putney, passing the builder's yard and can continue directions from there (below), starting outside the Wandsworth Court and crossing Oakhill Road:

From East Putney Underground/Tube Station (District Line, Wimbledon branch)

this is a 5 minute brisk walk:

Turn right out of station,

Under bridge, past Valentina foods and SW1SH flats

Cross the main road at the pedestrian crossing outside the co-operative supermarket, crossing towards the Wandsworth court building.

Once you have crossed the Upper Richmond Road onto the other pavement, turn right, crossing Oakhill Road and continue along the Upper Richmond Road

You will see and pass Majestic wine warehouse on the opposite side of the road

The first road on your left is Manfred Road

Manfred Road, as seen approaching from East Putney Tube

Hyde Park House is the white building immediately after Normanby Close on your left

If you reach and pass the request bus stop and The Lodge Hotel you have gone too far



 
 

Hyde Park House - Green Financial is behind the arched window

 
BICYCLE
There is currently no designated cycle parking nearby but there are cycle posts within a few minutes walk. We are in discussions with the local council to have cycle posts installed nearby.


We may be able to arrange cycle parking inside our building given notice - please contact us in advance if you'd like to consider this.


CAR
Limited Parking is available on the driveway to our building. However it is first come, first served.

Parking is VERY limited in Manfred Road and many bays are resident only or tightly time patrolled by local traffic wardens. Manfred Road is a turning off the Upper Richmond Road and is an 'L' shape, and continues into a one-way street, 'Oakhill Road' which itself returns to the Upper Richmond Road - so if you miss a space on Oakhill you can loop round again easily.
However, parking bays which allow both permit holders and visitors to park are available in nearby roads, such as Schubert Road or across the Upper Richmond Road in Keswick Road. Look out for signs which say 'Permit holders or pay at machine'. There is a separate post on parking, a local map, spaces in nearby roads, Putney shopping centre parking and more, here:

http://greenfinancial.blogspot.co.uk/2012/07/parking-for-visitors-to-green-financial.html


Please note our meeting room is on the first floor with stair access only.


If, for any reason, you are unable to climb 15 stairs, please contact us in advance in order that alternative provisions or arrangements can be made.

CASH ISAs for Investment Clients of Green Financial

Are you an investment client of Green Financial?
Are you considering a CASH ISA for the tax year 2012/13?

And possibly one that locks you in to the product for a number of years?

As a rule, for clients who have previously stated to me they have sufficient accessible cash, unless you have a need to accrue more cash for emergency purposes (and I’m assuming this isn’t the case if you have opted for a fixed term cash ISA where you lock the money away) I am not currently recommending cash ISAs

If you are simply rolling an existing ISA over, to obtain a better rate – or transferring an existing cash ISA to a better rate, that makes great financial sense.

And as above, if you are wishing to accrue more cash for a specific purpose, then sheltering the interest from tax makes sense.

But for most (not all) Green Financial planning clients we have already considered the amount of cash you have available.

Based on this, and on the premise that in the future, we are aiming to help you provide tax efficient income and capital for when you are no longer working, the current numbers don’t seem to stack up for cash ISAs

The current official rate of inflation on the Bank of England Website is 3.4%

On the day of writing this, the last day of the 2011/12 tax year, using my professional sourcing software I can recommend cash ISAs paying up to 3.5% for instant access.

MoneySavingExpert.com shows instant access rates at 3.1%

I can recommend products where you lock your money away for a year and it goes up to 3.6%

Lock your money away for 5 years and rates of around 4.5% are available

So if inflation remains the same (ie doesn’t go up) you’ll earn a real return of 0.1%, on the best instant access ISA. Using the maximum £5,340 that is just £5.34 a year. If you locked away for 5 years in year 1 you’d be earning £53.40 – I know every little helps but it hardly seems worth locking away £5,000+ to earn £50 to me?

And if inflation goes up – it will eat into that real return.

And many people feel the official rate of inflation is not realistic. Many people report things like petrol, heating costs, food bills etc going up far in excess of 3.4% which means in real terms you may be even lose money in terms of spending power over the term of the product

Anyway, just my thoughts as your professional financial adviser.

But to reiterate, this blog post is not intended to be personalised financial advice. If you have other reasons for investing in cash ISAs they may well override what I have typed here. If you wish to discuss your own personal situation as a client of Green Financial I’d be delighted to speak.

But as a general rule, for those clients that have a financial plan, whereby we have already taken into account your cash savings, and given the current rate of returns on ISAs compared to the rate of inflation (official and ‘real life’) and given the long term nature of a financial plan, I do not think cash ISAs make much sense today.